Best Home Insurance in Every City in America

Compare home insurance rates, customer satisfaction, and coverage options in 15,043 cities across all 50 states + DC.
Data last updated: May 2026 · Sources: NAIC, J.D. Power, AM Best

Alabama

320 cities · Avg $3,420/yr

Alaska

71 cities · Avg $1,035/yr

Arizona

207 cities · Avg $2,565/yr

Arkansas

217 cities · Avg $3,215/yr

California

1052 cities · Avg $1,335/yr

Colorado

220 cities · Avg $4,175/yr

Connecticut

134 cities · Avg $1,870/yr

Delaware

55 cities · Avg $1,025/yr

District of Columbia

1 cities · Avg $2,150/yr

Florida

771 cities · Avg $7,136/yr

Georgia

383 cities · Avg $2,435/yr

Hawaii

121 cities · Avg $659/yr

Idaho

101 cities · Avg $1,460/yr

Illinois

696 cities · Avg $2,420/yr

Indiana

351 cities · Avg $2,495/yr

Iowa

280 cities · Avg $2,505/yr

Kansas

201 cities · Avg $5,455/yr

Kentucky

243 cities · Avg $2,510/yr

Louisiana

270 cities · Avg $5,280/yr

Maine

41 cities · Avg $1,180/yr

Maryland

331 cities · Avg $2,180/yr

Massachusetts

113 cities · Avg $2,270/yr

Michigan

442 cities · Avg $2,625/yr

Minnesota

363 cities · Avg $2,800/yr

Mississippi

194 cities · Avg $3,850/yr

Missouri

375 cities · Avg $2,940/yr

Montana

94 cities · Avg $2,200/yr

Nebraska

119 cities · Avg $4,505/yr

Nevada

67 cities · Avg $1,720/yr

New Hampshire

25 cities · Avg $1,260/yr

New Jersey

516 cities · Avg $1,480/yr

New Mexico

163 cities · Avg $2,024/yr

New York

662 cities · Avg $2,350/yr

North Carolina

455 cities · Avg $2,700/yr

North Dakota

54 cities · Avg $2,650/yr

Ohio

684 cities · Avg $1,700/yr

Oklahoma

237 cities · Avg $6,200/yr

Oregon

226 cities · Avg $1,550/yr

Pennsylvania

951 cities · Avg $1,900/yr

Rhode Island

23 cities · Avg $2,100/yr

South Carolina

266 cities · Avg $2,900/yr

South Dakota

75 cities · Avg $2,830/yr

Tennessee

305 cities · Avg $2,640/yr

Texas

1013 cities · Avg $3,900/yr

Utah

174 cities · Avg $1,480/yr

Vermont

22 cities · Avg $950/yr

Virginia

374 cities · Avg $2,050/yr

Washington

392 cities · Avg $1,753/yr

West Virginia

150 cities · Avg $1,850/yr

Wisconsin

387 cities · Avg $1,950/yr

Wyoming

56 cities · Avg $1,680/yr